Choosing the right investment for long-term financial security is a challenge many face. Two popular options often come up: property investment and retirement annuities.

Deciding how to hold property is one of the most important choices for any investor or homeowner. The decision to purchase property in your personal name, through a trust, or via a company affects taxes, liability, control, and future flexibility. Each option has its own advantages and drawbacks, so understanding these differences can help you make a clear, confident choice.

Property rights form the backbone of any society’s legal and economic framework. In South Africa, these rights carry a unique significance shaped by the country’s history, constitution, and ongoing efforts to balance ownership with social justice. Understanding what is considered under property rights in South Africa helps individuals, businesses, and communities navigate ownership, use, and protection of land and property.

Land reform in South Africa remains a complex and often debated topic. Many property owners and business investors wonder if land reform is real and how it might affect their holdings. This post explores the current state of land reform, what it means for property and business interests, and practical steps you can take to protect yourself.

Buying property with someone else can seem like a smart way to share costs and make homeownership more accessible. Yet, this arrangement often brings challenges that many buyers do not expect. When two or more people invest in a property together, the risks extend beyond the financial. Understanding these risks before signing any agreement can save you from future headaches and costly disputes.

Property investment offers a powerful way to build wealth, but many investors miss out on one of its most effective tools: gearing. Using gearing, or borrowing to invest, can accelerate your path to financial growth by allowing you to control more assets with less upfront cash. This post explores how gearing works, its benefits, and practical tips to use it wisely in your property investment journey.