Severe illness cover can provide crucial financial support when facing life-changing health challenges. But how do you know if your cover is enough? Many South Africans underestimate the true cost of severe illnesses and end up with insufficient protection. This post will help you understand what severe illness cover is, why it matters, and how to determine the right amount for your situation.

When you buy life insurance, the monthly cost might seem straightforward. Yet, a hidden factor often increases what you pay: financial advisor commissions. These commissions can quietly add up over the years, reducing the money you could have saved for retirement. Understanding how these commissions work and their impact on your long-term finances is crucial for making smarter insurance choices and protecting your retirement goals.